/* ============================================
   DHARMARISE CORPORATE - Custom Styles
   Bootstrap 5.3 + Custom CSS
   Pixel-perfect match to React design
============================================ */

@import url('https://fonts.googleapis.com/css2?family=Inter:wght@300;400;500;600;700;800;900&family=Plus+Jakarta+Sans:wght@400;500;600;700;800;900&display=swap');

:root {
  --orange-primary: #F97316;
  --orange-dark: #EA580C;
  --orange-light: rgba(249,115,22,0.08);
  --dark-text: #111827;
  --gray-text: #6B7280;
  --gray-light: #9CA3AF;
  --gray-border: #E5E7EB;
  --bg-light: #F9FAFB;
  --bg-section: #F8F9FC;
  --font-inter: 'Inter', sans-serif;
  --font-jakarta: 'Plus Jakarta Sans', sans-serif;
}

*,
*::before,
*::after { box-sizing: border-box; }

body {
  font-family: var(--font-inter);
  color: var(--dark-text);
  overflow-x: hidden;
}

/* ━━━━━━━━━━━━━ NAVBAR ━━━━━━━━━━━━━ */
.navbar-custom {
  position: fixed;
  top: 0;
  left: 0;
  right: 0;
  z-index: 1050;
  padding: 12px 12px 0;
  transition: all 0.3s ease;
}

@media (min-width: 576px) {
  .navbar-custom {
    padding: 16px 24px 0;
  }
}

.navbar-inner {
  max-width: 1280px;
  margin: 0 auto;
  background: rgba(255,255,255,0.94);
  backdrop-filter: blur(24px);
  -webkit-backdrop-filter: blur(24px);
  border: 1px solid rgba(0,0,0,0.06);
  border-radius: 20px;
  padding: 12px 16px;
  box-shadow: 0 4px 20px rgba(0,0,0,0.04);
  transition: all 0.3s ease;
  display: flex;
  align-items: center;
  justify-content: space-between;
}

@media (min-width: 576px) {
  .navbar-inner {
    border-radius: 24px;
    padding: 12px 24px;
  }
}

.navbar-inner.scrolled {
  border-color: rgba(249,115,22,0.15);
  box-shadow: 0 10px 40px -10px rgba(0,0,0,0.1);
}

.mobile-menu-panel {
  max-width: 1280px;
  margin: 8px auto 0;
  padding: 16px 24px;
  background: rgba(255,255,255,0.96);
  backdrop-filter: blur(24px);
  -webkit-backdrop-filter: blur(24px);
  border-radius: 20px;
  border: 1px solid rgba(0,0,0,0.06);
  box-shadow: 0 8px 32px rgba(0,0,0,0.06);
  display: none;
}

.mobile-menu-panel.show { display: block; }

.mobile-menu-section-label {
  font-size: 10px;
  font-weight: 700;
  text-transform: uppercase;
  color: var(--gray-light);
  letter-spacing: 0.08em;
  margin-top: 12px;
  margin-bottom: 4px;
}

.navbar-brand-custom {
  display: flex;
  align-items: center;
  gap: 12px;
  text-decoration: none;
}

.brand-icon {
  width: 40px;
  height: 40px;
  border-radius: 12px;
  display: flex;
  align-items: center;
  justify-content: center;
  background: linear-gradient(135deg, #F97316, #EA580C);
  box-shadow: 0 4px 12px rgba(249,115,22,0.35);
  color: #fff;
  transition: transform 0.2s;
}

.brand-icon:hover { transform: scale(1.05); }

.brand-name {
  font-family: var(--font-jakarta);
  font-weight: 900;
  font-size: 14px;
  color: var(--dark-text);
  letter-spacing: 0.08em;
  line-height: 1;
}

.brand-sub {
  color: var(--orange-primary);
  font-size: 8px;
  letter-spacing: 0.25em;
  font-weight: 800;
}

.nav-link-custom {
  padding: 10px 20px;
  border-radius: 50px;
  font-size: 15px;
  font-weight: 600;
  color: #4B5563;
  text-decoration: none;
  transition: all 0.3s;
}

.nav-link-custom:hover,
.nav-link-custom.active {
  color: var(--orange-primary);
  background: rgba(255,247,237,0.8);
}

/* ━━━━━━━━━━━━━ BUTTONS ━━━━━━━━━━━━━ */
.btn-orange {
  background: linear-gradient(135deg, #F97316, #EA580C);
  color: #fff;
  font-weight: 700;
  border: none;
  border-radius: 12px;
  padding: 10px 24px;
  box-shadow: 0 4px 16px rgba(249,115,22,0.35);
  transition: all 0.3s;
}

.btn-orange:hover {
  box-shadow: 0 8px 24px rgba(249,115,22,0.45);
  transform: translateY(-1px);
  color: #fff;
}

.btn-orange-pill {
  background: linear-gradient(135deg, #F97316, #EA580C);
  color: #fff;
  font-weight: 700;
  border: none;
  border-radius: 50px;
  padding: 12px 32px;
  box-shadow: 0 6px 24px rgba(249,115,22,0.35);
  transition: all 0.3s;
}

.btn-orange-pill:hover {
  box-shadow: 0 10px 32px rgba(249,115,22,0.5);
  transform: translateY(-1px);
  color: #fff;
}

.btn-dark-pill {
  background: #111827;
  color: #fff;
  font-weight: 700;
  border: none;
  border-radius: 50px;
  padding: 10px 24px;
  transition: all 0.3s;
}

.btn-dark-pill:hover {
  background: #000;
  color: #fff;
}

.apply-btn {
  font-weight: 700;
  font-size: 15px;
  letter-spacing: 0.04em;
}

/* ━━━━━━━━━━━━━ BADGES ━━━━━━━━━━━━━ */
.badge-orange {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 6px 16px;
  border-radius: 50px;
  background: rgba(249,115,22,0.08);
  border: 1px solid rgba(249,115,22,0.25);
  color: var(--orange-primary);
  font-size: 12px;
  font-weight: 700;
  letter-spacing: 0.06em;
  text-transform: uppercase;
}

.badge-gray {
  display: inline-block;
  padding: 6px 16px;
  border-radius: 50px;
  background: #F3F4F6;
  color: #6B7280;
  font-size: 12px;
  font-weight: 600;
}

/* ━━━━━━━━━━━━━ DROPDOWN ━━━━━━━━━━━━━ */
.dropdown-custom {
  background: #fff;
  border: 1px solid rgba(0,0,0,0.05);
  border-radius: 16px;
  box-shadow: 0 20px 60px rgba(0,0,0,0.15);
  padding: 12px;
  min-width: 320px;
}

.dropdown-item-custom {
  display: flex;
  align-items: flex-start;
  gap: 16px;
  padding: 12px;
  border-radius: 12px;
  text-decoration: none;
  transition: background 0.2s;
}

.dropdown-item-custom:hover { background: #FFF7ED; }

.dropdown-icon-box {
  width: 44px;
  height: 44px;
  min-width: 44px;
  border-radius: 12px;
  display: flex;
  align-items: center;
  justify-content: center;
}

/* ━━━━━━━━━━━━━ HERO SECTION ━━━━━━━━━━━━━ */
.hero-section {
  position: relative;
  min-height: 100vh;
  background: linear-gradient(160deg, #FFFFFF 0%, #F8F9FC 55%, #F3F4F8 100%);
  overflow: hidden;
}

.hero-orb-1 {
  position: absolute;
  top: 0;
  right: 0;
  width: 700px;
  height: 700px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(249,115,22,0.07) 0%, transparent 65%);
  transform: translate(25%, -25%);
  pointer-events: none;
}

.hero-orb-2 {
  position: absolute;
  bottom: 0;
  left: 0;
  width: 600px;
  height: 600px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(99,102,241,0.05) 0%, transparent 65%);
  transform: translate(-25%, 25%);
  pointer-events: none;
}

.dot-grid {
  position: absolute;
  inset: 0;
  pointer-events: none;
  background-image: radial-gradient(circle, rgba(0,0,0,0.05) 1px, transparent 1px);
  background-size: 28px 28px;
}

.hero-container {
  max-width: 1280px;
  margin: 0 auto;
  padding: 96px 16px 64px;
}

@media (min-width: 576px) {
  .hero-container {
    padding: 128px 24px 80px;
  }
}

.hero-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 48px;
  align-items: center;
}

@media (min-width: 992px) {
  .hero-grid {
    grid-template-columns: 1fr 1fr;
    gap: 56px;
  }
}

.hero-col-dashboard {
  order: 2;
}

.hero-col-form {
  order: 1;
}

@media (min-width: 992px) {
  .hero-col-dashboard { order: 1; }
  .hero-col-form { order: 2; }
}

.hero-title {
  font-family: var(--font-jakarta);
  font-weight: 800;
  font-size: clamp(1.75rem, 6vw, 3.5rem);
  line-height: 1.15;
  letter-spacing: -0.02em;
  color: var(--dark-text);
}

.hero-subtitle {
  color: var(--gray-text);
  font-size: 1rem;
  line-height: 1.7;
}

.text-gradient-orange {
  background: linear-gradient(135deg, #F97316, #EA580C);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  background-clip: text;
}

/* ━━━━━━━━━━━━━ DASHBOARD VISUAL ━━━━━━━━━━━━━ */
.dashboard-wrap {
  position: relative;
  max-width: 500px;
  aspect-ratio: 500 / 520;
}

.dashboard-card {
  position: absolute;
  border-radius: 20px;
  box-shadow: 0 8px 32px rgba(0,0,0,0.1);
}

/* Card 1: Portfolio Growth */
.dashboard-portfolio-growth {
  top: 0;
  left: 0;
  right: 0;
  z-index: 3;
  background: #fff;
  padding: 16px 20px 14px;
}

.portfolio-ytd-badge {
  font-size: 10px;
  font-weight: 700;
  color: #F97316;
  background: rgba(249,115,22,0.08);
  padding: 3px 8px;
  border-radius: 6px;
}

.time-filter {
  color: #9CA3AF;
  padding: 2px 6px;
  border-radius: 4px;
  cursor: pointer;
}

.time-filter.active {
  color: #fff;
  background: #F97316;
}

.chart-y-axis {
  display: flex;
  flex-direction: column;
  justify-content: space-between;
  padding-right: 4px;
  font-size: 8px;
  color: #9CA3AF;
  font-weight: 500;
  padding-top: 2px;
  padding-bottom: 18px;
}

.chart-x-axis {
  display: flex;
  justify-content: space-between;
  font-size: 8px;
  color: #9CA3AF;
  font-weight: 500;
  padding-top: 4px;
}

/* Card 2: Black Portfolio Card */
.dashboard-black-card {
  top: 50%;
  left: 50%;
  transform: translate(-50%, -50%) rotate(-2.5deg);
  width: 300px;
  z-index: 10;
  background: linear-gradient(150deg, #161616, #090909);
  border-radius: 24px;
  padding: 26px 28px;
}

.black-card-chip {
  position: absolute;
  top: 22px;
  right: 24px;
  width: 28px;
  height: 20px;
  border-radius: 4px;
  background: linear-gradient(135deg, #F97316, #FBBF24);
}

.black-card-label {
  font-size: 10px;
  color: rgba(255,255,255,0.5);
  font-weight: 500;
  letter-spacing: 0.06em;
}

.black-card-amount {
  font-size: 26px;
  color: #fff;
  margin-top: 6px;
  letter-spacing: -0.02em;
}

.black-card-separator {
  height: 1px;
  background: rgba(255,255,255,0.1);
  margin: 18px 0 16px;
}

.black-card-meta-label {
  font-size: 8px;
  color: rgba(255,255,255,0.35);
  letter-spacing: 0.1em;
  font-weight: 600;
  display: block;
}

.black-card-meta-value {
  font-size: 12px;
  color: rgba(255,255,255,0.8);
  font-weight: 600;
}

/* Card 3: Asset Mix Donut */
.dashboard-asset-mix {
  bottom: 0;
  right: 0;
  width: 166px;
  z-index: 6;
  background: #fff;
  padding: 14px;
}

.legend-dot {
  width: 6px;
  height: 6px;
  border-radius: 50%;
  display: inline-block;
}

/* Card 4: Monthly Returns */
.dashboard-monthly-returns {
  bottom: 0;
  left: 0;
  right: 36%;
  z-index: 5;
  background: #111827;
  padding: 16px 18px 12px;
}

.live-dot {
  width: 5px;
  height: 5px;
  border-radius: 50%;
  background: #EF4444;
  display: inline-block;
}

@media (max-width: 575.98px) {
  .dashboard-wrap {
    max-width: 340px;
    transform: scale(0.92);
    transform-origin: center top;
  }
  .dashboard-black-card {
    width: 220px;
    padding: 18px 20px;
  }
  .dashboard-black-card .fw-800,
  .black-card-amount {
    font-size: 20px !important;
  }
  .dashboard-asset-mix {
    width: 140px;
  }
}

/* ━━━━━━━━━━━━━ FORM CARD ━━━━━━━━━━━━━ */
.form-card {
  background: #ffffff;
  border: 1px solid var(--gray-border);
  border-radius: 24px;
  padding: 20px;
  box-shadow: 0 8px 40px rgba(0,0,0,0.08);
  position: relative;
}

@media (min-width: 576px) {
  .form-card {
    padding: 28px;
  }
}

.form-card::before {
  content: '';
  position: absolute;
  top: -1px;
  left: 32px;
  right: 32px;
  height: 1px;
  background: linear-gradient(90deg, transparent, rgba(249,115,22,0.5), transparent);
}

.form-label-custom {
  display: block;
  font-size: 10px;
  font-weight: 700;
  color: #9CA3AF;
  text-transform: uppercase;
  letter-spacing: 0.1em;
  margin-bottom: 4px;
}

.form-input {
  width: 100%;
  padding: 12px 16px;
  border-radius: 12px;
  border: 1px solid var(--gray-border);
  background: var(--bg-light);
  font-size: 0.9rem;
  color: var(--dark-text);
  outline: none;
  transition: all 0.2s ease;
}

.form-input:focus {
  border-color: var(--orange-primary);
  box-shadow: 0 0 0 3px rgba(249,115,22,0.1);
  background: #fff;
}

.form-check-input:checked {
  background-color: var(--orange-primary);
  border-color: var(--orange-primary);
}

.form-check-input:focus {
  box-shadow: 0 0 0 3px rgba(249,115,22,0.15);
  border-color: var(--orange-primary);
}

/* ━━━━━━━━━━━━━ TRUST SECTION ━━━━━━━━━━━━━ */
.trust-section {
  background: #ffffff;
  padding: clamp(40px, 8vw, 80px) 0;
  position: relative;
}

.trust-section::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: 1px;
  background: linear-gradient(90deg, transparent, rgba(249,115,22,0.3), transparent);
}

.pulse-green-dot {
  display: inline-block;
  width: 8px;
  height: 8px;
  border-radius: 50%;
  background: #22C55E;
  box-shadow: 0 0 0 3px rgba(34,197,94,0.25);
  animation: pulse-dot 1.6s ease-in-out infinite;
}

.metric-card {
  background: #FAFAFA;
  border: 1px solid rgba(0,0,0,0.06);
  border-radius: 16px;
  padding: 24px;
  box-shadow: 0 2px 12px rgba(0,0,0,0.04);
  transition: all 0.3s ease;
  position: relative;
}

.metric-card:hover {
  transform: translateY(-4px);
  box-shadow: 0 12px 40px rgba(0,0,0,0.1);
}

.metric-card::after {
  content: '';
  position: absolute;
  top: 0;
  left: 24px;
  right: 24px;
  height: 2px;
  border-radius: 50px;
  opacity: 0;
  transition: opacity 0.3s;
}

.metric-card:hover::after { opacity: 1; }

.metric-icon {
  width: 44px;
  height: 44px;
  border-radius: 12px;
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 16px;
}

.metric-value {
  font-family: var(--font-jakarta);
  font-weight: 800;
  font-size: 1.7rem;
  color: var(--dark-text);
  letter-spacing: -0.03em;
  line-height: 1;
  margin-bottom: 6px;
}

.metric-sublabel {
  font-size: 11px;
  color: #9CA3AF;
  font-weight: 500;
}

/* ━━━━━━━━━━━━━ PARTNER MARQUEE ━━━━━━━━━━━━━ */
.partner-strip-wrap {
  border-radius: 16px;
  background: var(--bg-section);
  overflow: hidden;
}

.marquee-container {
  overflow: hidden;
  position: relative;
  padding: 20px 0;
}

.marquee-container::before,
.marquee-container::after {
  content: '';
  position: absolute;
  top: 0;
  bottom: 0;
  width: 64px;
  z-index: 10;
  pointer-events: none;
}

.marquee-container::before {
  left: 0;
  background: linear-gradient(90deg, var(--bg-section), transparent);
}

.marquee-container::after {
  right: 0;
  background: linear-gradient(270deg, var(--bg-section), transparent);
}

.marquee-track {
  display: flex;
  gap: 24px;
  animation: marquee 18s linear infinite;
  width: max-content;
}

@keyframes marquee {
  0% { transform: translateX(0); }
  100% { transform: translateX(-50%); }
}

.partner-badge {
  display: flex;
  align-items: center;
  gap: 8px;
  padding: 10px 20px;
  border-radius: 12px;
  background: #ffffff;
  border: 1px solid rgba(0,0,0,0.07);
  box-shadow: 0 1px 4px rgba(0,0,0,0.04);
  white-space: nowrap;
  flex-shrink: 0;
}

.partner-dot {
  display: inline-block;
  width: 6px;
  height: 6px;
  border-radius: 50%;
  background: #F97316;
  margin-right: 2px;
}

/* ━━━━━━━━━━━━━ HOW IT WORKS ━━━━━━━━━━━━━ */
.howitworks-section {
  position: relative;
  overflow: hidden;
  background: linear-gradient(180deg, #ffffff 0%, #F8F9FC 50%, #ffffff 100%);
  padding: 80px 0;
}

.step-card {
  background: #ffffff;
  border: 1px solid rgba(0,0,0,0.06);
  border-radius: 16px;
  padding: 24px;
  box-shadow: 0 2px 16px rgba(0,0,0,0.05);
  transition: all 0.3s ease;
  height: 100%;
  position: relative;
}

.step-card:hover {
  transform: translateY(-8px);
  box-shadow: 0 12px 32px rgba(0,0,0,0.1);
}

.step-icon {
  width: 56px;
  height: 56px;
  border-radius: 16px;
  display: flex;
  align-items: center;
  justify-content: center;
}

.step-number {
  font-family: var(--font-jakarta);
  font-size: 2.2rem;
  font-weight: 900;
  color: rgba(0,0,0,0.05);
  line-height: 1;
}

.step-accent {
  width: 32px;
  height: 2px;
  border-radius: 50px;
  margin-bottom: 16px;
}

.cta-strip-orange {
  background: linear-gradient(135deg, #F97316, #EA580C);
  border-radius: 50px;
  padding: 20px 32px;
  box-shadow: 0 8px 32px rgba(249,115,22,0.25);
}

/* ━━━━━━━━━━━━━ SUCCESS STORIES ━━━━━━━━━━━━━ */
.stories-section {
  position: relative;
  overflow: hidden;
  background: var(--bg-section);
  padding: 80px 0;
}

.story-card {
  border-radius: 22px;
  overflow: hidden;
  position: relative;
  aspect-ratio: 4/5;
  border: 1px solid rgba(153,161,175,0.4);
  box-shadow: 0 8px 32px rgba(0,0,0,0.12);
  transition: transform 0.3s;
}

.story-card:hover { transform: translateY(-4px); }

.story-card img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  transition: transform 0.7s;
}

.story-card:hover img { transform: scale(1.05); }

.story-overlay {
  position: absolute;
  inset: 0;
  background: linear-gradient(180deg, transparent 40%, rgba(0,0,0,0.4) 100%);
  opacity: 0;
  transition: opacity 0.3s;
  display: flex;
  align-items: center;
  justify-content: center;
}

.story-card:hover .story-overlay { opacity: 1; }

.stories-cta-strip {
  background: linear-gradient(135deg, #111827, #1F2937);
}

.stories-cta-orb {
  position: absolute;
  right: 0;
  top: 0;
  bottom: 0;
  width: 280px;
  background: radial-gradient(ellipse at right center, rgba(249,115,22,0.2) 0%, transparent 70%);
  pointer-events: none;
}

/* ━━━━━━━━━━━━━ FOOTER ━━━━━━━━━━━━━ */
.footer-section {
  background: #0F1117;
}

/* .footer-section::before {
  content: '';
  display: block;
  height: 1px;
  background: linear-gradient(90deg, transparent, rgba(249,115,22,0.5), transparent);
} */

.footer-link {
  color: #6B7280;
  font-size: 14px;
  text-decoration: none;
  transition: all 0.3s;
  display: inline-flex;
  align-items: center;
  gap: 6px;
}

.footer-link:hover {
  color: #fb923c;
  transform: translateX(4px);
}

.footer-heading {
  font-family: var(--font-jakarta);
  font-weight: 700;
  color: #ffffff;
  font-size: 14px;
  letter-spacing: 0.04em;
  margin-bottom: 20px;
}

.footer-contact-icon {
  width: 36px;
  height: 36px;
  border-radius: 8px;
  display: flex;
  align-items: center;
  justify-content: center;
  background: rgba(249,115,22,0.05);
  border: 1px solid rgba(255,255,255,0.05);
  flex-shrink: 0;
}

.footer-sublabel {
  font-size: 11px;
  color: #6B7280;
  font-weight: 500;
  margin-top: 2px;
}

.disclaimer-box {
  background: rgba(255,255,255,0.02);
  border: 1px solid rgba(255,255,255,0.05);
  border-radius: 16px;
  padding: 20px;
}

/* ━━━━━━━━━━━━━ ANIMATIONS ━━━━━━━━━━━━━ */
.animate-in {
  opacity: 0;
  transform: translateY(24px);
  transition: opacity 0.6s ease, transform 0.6s ease;
}

.animate-in.visible {
  opacity: 1;
  transform: translateY(0);
}

@keyframes pulse-dot {
  0%, 100% { transform: scale(1); box-shadow: 0 0 0 0 rgba(34,197,94,0.45); }
  50% { transform: scale(1.15); box-shadow: 0 0 0 8px rgba(34,197,94,0); }
}

/* ━━━━━━━━━━━━━ UTILITY CLASSES ━━━━━━━━━━━━━ */
.text-orange { color: var(--orange-primary) !important; }
.bg-orange-light { background: var(--orange-light) !important; }
.font-jakarta { font-family: var(--font-jakarta) !important; }
.fw-900 { font-weight: 900 !important; }
.fw-800 { font-weight: 800 !important; }
.ls-tight { letter-spacing: -0.02em; }
.ls-wide { letter-spacing: 0.08em; }
.rounded-32 { border-radius: 32px !important; }
.rounded-24 { border-radius: 24px !important; }
.rounded-20 { border-radius: 20px !important; }

/* ━━━━━━━━━━━━━ RESPONSIVE ━━━━━━━━━━━━━ */
@media (max-width: 991.98px) {
  .hero-section { min-height: auto; }
  .step-divider { width: 32px; }
}

@media (max-width: 767.98px) {
  .metric-value { font-size: 1.3rem; }
}

/* ━━━━━━━━━━━━━ ABOUT PAGE ━━━━━━━━━━━━━ */
.about-hero {
  position: relative;
  border-radius: 32px;
  overflow: hidden;
  min-height: 500px;
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  text-align: center;
  padding: 24px;
}

.about-hero img {
  position: absolute;
  inset: 0;
  width: 100%;
  height: 100%;
  object-fit: cover;
  filter: brightness(0.7);
}

.about-hero .overlay {
  position: absolute;
  inset: 0;
  background: rgba(0,0,0,0.3);
}

.about-card {
  border-radius: 32px;
  overflow: hidden;
  transition: transform 0.3s;
}

.about-card:hover { transform: translateY(-5px); }

.dark-card {
  background: #0F172A;
  color: #fff;
  border-radius: 32px;
  padding: 32px;
}

.stats-card {
  background: #F9FAFB;
  border: 1px solid #F3F4F6;
  border-radius: 32px;
  padding: 32px;
}

.dot-indicator {
  width: 10px;
  height: 10px;
  border-radius: 50%;
}

/* ━━━━━━━━━━━━━ CONTACT PAGE ━━━━━━━━━━━━━ */
.contact-form-wrapper {
  background: rgba(249,250,251,0.5);
  border-radius: 32px;
  padding: 48px;
  border: 1px solid #F3F4F6;
}

.contact-input {
  width: 100%;
  background: transparent;
  border: none;
  border-bottom: 1px solid #E5E7EB;
  padding-bottom: 16px;
  font-size: 14px;
  outline: none;
  transition: border-color 0.3s;
  color: var(--dark-text);
}

.contact-input:focus { border-bottom-color: rgba(249,115,22,0.5); }
.contact-input::placeholder { color: #9CA3AF; }

@media (max-width: 991.98px) {
  .contact-form-wrapper { padding: 24px; }
}

@media (max-width: 767.98px) {
  .about-hero {
    min-height: 400px;
    border-radius: 24px;
  }
}

/* ━━━━━━━━━━━━━ FORM PAGES ━━━━━━━━━━━━━ */
.glass-badge {
  backdrop-filter: blur(14px);
  -webkit-backdrop-filter: blur(14px);
  background: rgba(255,255,255,0.22);
  border: 1px solid rgba(255,255,255,0.35);
  border-radius: 50px;
  padding: 10px 20px;
  color: #fff;
  font-weight: 700;
  font-size: 14px;
  display: inline-block;
}

.page-header {
  position: fixed;
  top: 0;
  left: 0;
  right: 0;
  height: 80px;
  background: #fff;
  border-bottom: 1px solid #E5E7EB;
  z-index: 1050;
  display: flex;
  align-items: center;
  box-shadow: 0 2px 4px rgba(0,0,0,0.02);
}

.progress-bar-steps {
  background: #fff;
  border-bottom: 1px solid #E5E7EB;
  padding: 16px 0;
  box-shadow: 0 2px 10px rgba(0,0,0,0.02);
}

.step-circle {
  width: 26px;
  height: 26px;
  min-width: 26px;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 11px;
  font-weight: 700;
}

.step-circle.active { background: var(--orange-primary); color: #fff; }
.step-circle.completed { background: var(--orange-primary); color: #fff; }
.step-circle.inactive { background: #E5E7EB; color: #6B7280; }

.step-divider { width: 64px; height: 1px; background: #E5E7EB; }

.summary-box {
  background: #fff;
  border-radius: 8px;
  padding: 24px;
  box-shadow: 0 2px 10px rgba(0,0,0,0.02);
}

.info-box {
  background: #fff;
  border-radius: 8px;
  padding: 24px;
  box-shadow: 0 2px 10px rgba(0,0,0,0.02);
}

/* ━━━━━━━━━━━━━ EMPLOYMENT TYPE ━━━━━━━━━━━━━ */
.employment-option {
  border: 1px solid #E5E7EB;
  border-radius: 8px;
  padding: 16px;
  cursor: pointer;
  transition: all 0.2s;
  display: flex;
  align-items: center;
  justify-content: space-between;
}

.employment-option.selected {
  border-color: var(--orange-primary);
  background: #FFF7ED;
}

.radio-circle {
  width: 18px;
  height: 18px;
  border-radius: 50%;
  border: 2px solid #D1D5DB;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}

.radio-circle.active { border-color: var(--orange-primary); }

.radio-circle.active .radio-dot {
  width: 10px;
  height: 10px;
  border-radius: 50%;
  background: var(--orange-primary);
}

/* ━━━━━━━━━━━━━ TENURE PAGE ━━━━━━━━━━━━━ */
.tenure-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 16px;
}

@media (min-width: 576px) {
  .tenure-grid {
    grid-template-columns: repeat(2, 1fr);
    column-gap: 12px;
    row-gap: 35px;
  }
}

@media (min-width: 768px) {
  .tenure-grid {
    grid-template-columns: repeat(3, 1fr);
    column-gap: 12px;
    row-gap: 35px;
  }
}

.tenure-card {
  border-radius: 16px;
  padding: 10px 4px 4px;
  cursor: pointer;
  transition: all 0.3s;
  background: #E5E7EB;
}

.tenure-card.selected {
  background: linear-gradient(135deg, #fb923c, #fdba74, #fde68a);
  box-shadow: 0 4px 12px rgba(249,115,22,0.15);
  transform: scale(1.01);
}

.tenure-card:focus { outline: none; }
.tenure-card:focus-visible { box-shadow: 0 0 0 3px rgba(249,115,22,0.35); }

.tenure-plan-label {
  font-size: 10px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  text-align: center;
  padding: 0 4px 6px;
  color: #6B7280;
}

.tenure-card.selected .tenure-plan-label { color: rgba(255,255,255,0.85); }

.tenure-inner {
  background: #fff;
  border-radius: 14px;
  padding: 14px;
  box-shadow: 0 1px 3px rgba(0,0,0,0.05);
  text-align: center;
}

.tenure-months-num {
  font-size: 24px;
  font-weight: 800;
  color: #111827;
  font-family: var(--font-jakarta);
}

.tenure-months-label { font-size: 10px; color: #9CA3AF; margin-left: 4px; }

.tenure-interest-box {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  background: #F9FAFB;
  border-radius: 8px;
  padding: 6px 12px;
}

.tenure-interest-label { font-size: 10px; color: #9CA3AF; font-weight: 600; }
.tenure-interest-value { font-size: 14px; font-weight: 700; color: var(--orange-primary); }

.tenure-emi-num {
  font-size: 22px;
  font-weight: 800;
  color: #111827;
  font-family: var(--font-jakarta);
}

.tenure-emi-paise { font-size: 14px; color: #9CA3AF; }
.tenure-emi-label { font-size: 10px; color: #9CA3AF; margin-top: 2px; }
.tenure-total-line { font-size: 11px; color: #6B7280; }

.tenure-interest-badge {
  display: none;
  margin-top: 6px;
  padding: 3px 10px;
  border-radius: 50px;
  background: rgba(249,115,22,0.1);
  color: #EA580C;
  font-size: 10px;
  font-weight: 700;
}

.tenure-card.selected .tenure-interest-badge { display: inline-block; }

.tenure-select-btn {
  background: #F3F4F6 !important;
  color: #111827 !important;
  border: none !important;
  font-size: 12px;
}

.tenure-card.selected .tenure-select-btn {
  background: #111827 !important;
  color: #fff !important;
}

.tenure-banner-text { font-size: 13px; color: #1a365d; }
@media (min-width: 768px) { .tenure-banner-text { font-size: 14px; } }

/* ━━━━━━━━━━━━━ PAYMENT PAGE ━━━━━━━━━━━━━ */
.atm-card {
  position: relative;
  border-radius: 18px;
  overflow: hidden;
  background: linear-gradient(135deg, #111827 0%, #1F2937 50%, #0F172A 100%);
  border: 1px solid rgba(255,255,255,0.08);
  aspect-ratio: 85.6 / 53.98;
  max-width: 420px;
  padding: 5.5% 6%;
}

.atm-card .shimmer {
  position: absolute;
  inset: 0;
  overflow: hidden;
}

.atm-card .shimmer::after {
  content: '';
  position: absolute;
  top: 0;
  bottom: 0;
  width: 55%;
  background: linear-gradient(90deg, transparent, rgba(249,115,22,0.08), transparent);
  animation: shimmer 3.5s linear infinite;
}

@keyframes shimmer {
  0% { transform: translateX(-100%); }
  100% { transform: translateX(320%); }
}

.chip {
  width: 48px;
  height: 36px;
  border-radius: 8px;
  background: linear-gradient(135deg, #CA8A04, #F59E0B, #92400E);
  box-shadow: 0 3px 10px rgba(202,138,4,0.5);
  position: relative;
  overflow: hidden;
}

.chip::before {
  content: '';
  position: absolute;
  left: 50%;
  top: 0;
  bottom: 0;
  width: 1px;
  background: rgba(0,0,0,0.2);
}

.chip::after {
  content: '';
  position: absolute;
  top: 50%;
  left: 0;
  right: 0;
  height: 1px;
  background: rgba(0,0,0,0.2);
}

.order-summary {
  background: #fff;
  border: 1px solid #F3F4F6;
  border-radius: 24px;
  overflow: hidden;
}

.order-summary .top-bar {
  height: 6px;
  border-radius: 24px 24px 0 0;
  background: linear-gradient(90deg, #F97316, #FBBF24, #F97316);
}

/* ━━━━━━━━━━━━━ RESULT PAGES ━━━━━━━━━━━━━ */
.success-icon-wrapper {
  width: 80px;
  height: 80px;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  position: relative;
}

.success-icon-wrapper.success {
  background: linear-gradient(135deg, #ECFDF5, #D1FAE5);
  border: 2px solid rgba(16,185,129,0.3);
}

.success-icon-wrapper.failed {
  background: linear-gradient(135deg, #FEE2E2, #FECACA);
  border: 2px solid rgba(239,68,68,0.25);
}

.pulse-ring {
  position: absolute;
  inset: 0;
  border-radius: 50%;
  border: 1.5px solid;
  animation: pulse-ring 2s ease-out infinite;
}

@keyframes pulse-ring {
  0% { transform: scale(1); opacity: 0.6; }
  100% { transform: scale(1.8); opacity: 0; }
}

.doc-card {
  background: #fff;
  border-radius: 12px;
  padding: 16px;
  position: relative;
  overflow: hidden;
}

.doc-card::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: 2px;
  border-radius: 12px 12px 0 0;
}

/* ━━━━━━━━━━━━━ EMI CALCULATOR ━━━━━━━━━━━━━ */
.emi-calculator {
  background: #fff;
  border-radius: 24px;
  box-shadow: 0 8px 30px rgba(0,0,0,0.04);
  overflow: hidden;
  border: 1px solid #F3F4F6;
}

.emi-results {
  background: linear-gradient(to bottom, #F8FAFC, #fff);
  border-right: 1px solid #F3F4F6;
}

.range-slider {
  -webkit-appearance: none;
  appearance: none;
  width: 100%;
  height: 6px;
  border-radius: 3px;
  background: #F1F3F6;
  outline: none;
  cursor: pointer;
}

.range-slider::-webkit-slider-thumb {
  -webkit-appearance: none;
  appearance: none;
  width: 18px;
  height: 18px;
  border-radius: 50%;
  background: #fff;
  border: 4px solid var(--orange-primary);
  box-shadow: 0 2px 6px rgba(0,0,0,0.1);
  cursor: pointer;
}

.range-slider::-moz-range-thumb {
  width: 18px;
  height: 18px;
  border-radius: 50%;
  background: #fff;
  border: 4px solid var(--orange-primary);
  box-shadow: 0 2px 6px rgba(0,0,0,0.1);
  cursor: pointer;
}

.emi-donut-wrap {
  position: relative;
  width: 200px;
  height: 200px;
  margin-left: auto;
  margin-right: auto;
}

.emi-donut-ring {
  position: absolute;
  inset: 0;
  border-radius: 50%;
  transition: background 0.25s ease;
}

.emi-donut-hole {
  position: absolute;
  left: 50%;
  top: 50%;
  transform: translate(-50%, -50%);
  width: 58%;
  height: 58%;
  border-radius: 50%;
  background: #fff;
  box-shadow: 0 4px 20px rgba(0,0,0,0.06);
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  text-align: center;
  padding: 8px;
}

.emi-donut-legend-dot {
  width: 10px;
  height: 10px;
  border-radius: 50%;
  flex-shrink: 0;
}

/* ━━━━━━━━━━━━━ MEMBERSHIP LAYOUT ━━━━━━━━━━━━━ */
.membership-body {
  background: #F4F5F7;
  min-height: 100vh;
}

.pt-membership-main { padding-top: 148px; }

@media (max-width: 575.98px) {
  .pt-membership-main { padding-top: 168px; }
}

.progress-bar-fixed {
  position: fixed;
  top: 80px;
  left: 0;
  right: 0;
  z-index: 1040;
}

.membership-form-card {
  background: #fff;
  border-radius: 16px;
  box-shadow: 0 8px 32px rgba(0,0,0,0.06);
  border: 1px solid rgba(0,0,0,0.04);
}

.membership-divider-dotted {
  border-top: 2px dotted #E5E7EB;
  margin: 1.25rem 0;
}

.logo-circle-g {
  width: 48px;
  height: 48px;
  border-radius: 50%;
  background: linear-gradient(135deg, #F97316, #EA580C);
  color: #fff;
  font-family: var(--font-jakarta);
  font-weight: 800;
  font-size: 1.25rem;
  display: flex;
  align-items: center;
  justify-content: center;
  box-shadow: 0 4px 14px rgba(249,115,22,0.35);
}

/* ━━━━━━━━━━━━━ OTP MODAL ━━━━━━━━━━━━━ */
.otp-input {
  width: 48px;
  height: 56px;
  text-align: center;
  font-size: 1.5rem;
  font-weight: 700;
  border: 2px solid #E5E7EB;
  border-radius: 12px;
  background: #F9FAFB;
  outline: none;
  transition: all 0.2s;
}

.otp-input:focus {
  border-color: #10B981;
  box-shadow: 0 0 0 3px rgba(16,185,129,0.15);
  background: #fff;
}

.otp-input.filled {
  border-color: #10B981;
  background: rgba(16,185,129,0.04);
}

/* ━━━━━━━━━━━━━ LOAN DETAIL FORM ━━━━━━━━━━━━━ */
.detail-form-wrapper {
  background: linear-gradient(160deg, #FFFFFF 0%, #F8F9FC 60%, #F3F4F8 100%);
  min-height: 100vh;
}

.loan-chip {
  padding: 10px 0;
  border-radius: 12px;
  text-align: center;
  font-size: 14px;
  cursor: pointer;
  transition: all 0.2s;
  border: 1.5px solid #E5E7EB;
  background: #F9FAFB;
  color: #6B7280;
  font-weight: 500;
}

.loan-chip.active {
  background: linear-gradient(135deg, #F97316, #EA580C);
  border-color: transparent;
  color: #fff;
  font-weight: 700;
  box-shadow: 0 4px 16px rgba(249,115,22,0.3);
}

/* ━━━━━━━━━━━━━ FLOW PAGES ━━━━━━━━━━━━━ */
.page-tenure {
  background: #F4F5F7;
  padding-top: 80px;
  min-height: 100vh;
}

.tenure-main { padding-bottom: 6rem; }

.page-payment {
  position: relative;
  min-height: 100vh;
  background: linear-gradient(160deg, #FFFFFF 0%, #F8F9FC 55%, #F3F4F8 100%);
  overflow-x: hidden;
}

.page-payment-confirm {
  background: #FAFAFA;
  padding-top: 80px;
  min-height: 100vh;
}

.confirm-main { padding-bottom: 6rem; }

.flow-header-fixed {
  position: fixed;
  top: 0;
  left: 0;
  right: 0;
  z-index: 1040;
  background: #fff;
  border-bottom: 1px solid #E5E7EB;
  box-shadow: 0 2px 12px rgba(0,0,0,0.04);
}

.flow-header-inner { max-width: 1280px; }

.flow-navbar {
  background: rgba(255,255,255,0.9);
  backdrop-filter: blur(12px);
  border-bottom: 1px solid rgba(0,0,0,0.06);
}

.brand-icon.brand-icon-g {
  border-radius: 50% !important;
  width: 44px;
  height: 44px;
  min-width: 44px;
  font-family: var(--font-jakarta);
  font-weight: 900;
  font-size: 1.15rem;
  line-height: 1;
  padding: 0;
}

.payment-bg-decor {
  position: fixed;
  inset: 0;
  pointer-events: none;
  z-index: 0;
}

.payment-dot-grid { opacity: 0.65; }

.payment-orb {
  position: absolute;
  border-radius: 50%;
  pointer-events: none;
}

.payment-orb-1 {
  top: -8%;
  right: -10%;
  width: min(520px, 90vw);
  height: min(520px, 90vw);
  background: radial-gradient(circle, rgba(249,115,22,0.09) 0%, transparent 68%);
}

.payment-orb-2 {
  bottom: -15%;
  left: -12%;
  width: min(480px, 85vw);
  height: min(480px, 85vw);
  background: radial-gradient(circle, rgba(99,102,241,0.06) 0%, transparent 65%);
}

.payment-grid-5 {
  display: flex;
  flex-direction: column;
  gap: 24px;
}

@media (min-width: 992px) {
  .payment-grid-5 {
    display: grid;
    grid-template-columns: 3fr 2fr;
    gap: 28px;
  }
}

.payment-col-left { min-width: 0; }
.payment-col-right { width: 100%; }

@media (min-width: 992px) {
  .payment-col-right {
    position: sticky;
    top: 24px;
    align-self: start;
  }
}

.congrats-banner-tenure {
  background: linear-gradient(135deg, rgba(255,247,237,0.95), #fff);
  border: 1px solid rgba(249,115,22,0.2);
  box-shadow: 0 4px 24px rgba(249,115,22,0.08);
}

.congrats-banner-payment {
  background: linear-gradient(135deg, #FFF7ED, #FFFBEB);
  border: 1px solid rgba(249,115,22,0.22);
}

.congrats-badge-icon {
  width: 44px;
  height: 44px;
  border-radius: 12px;
  background: linear-gradient(135deg, #F97316, #EA580C);
  color: #fff;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.25rem;
  box-shadow: 0 6px 20px rgba(249,115,22,0.35);
}

.atm-card-stripe {
  height: 6px;
  border-radius: 4px;
  background: linear-gradient(90deg, #F97316, #FBBF24);
  margin-left: -2%;
  margin-right: -2%;
  width: calc(100% + 4%);
}

.sanction-card .progress-bar { transition: width 0.6s ease; }

.order-dot {
  width: 10px;
  height: 10px;
  border-radius: 50%;
  flex-shrink: 0;
}

.order-dot-orange {
  background: linear-gradient(135deg, #F97316, #FBBF24);
  box-shadow: 0 0 0 3px rgba(249,115,22,0.2);
}

.order-dot-indigo {
  background: linear-gradient(135deg, #6366F1, #818CF8);
  box-shadow: 0 0 0 3px rgba(99,102,241,0.2);
}

.order-summary-dashed {
  height: 0;
  border-top: 2px dashed #E5E7EB;
}

.credit-card-3d {
  perspective: 1000px;
  max-width: 420px;
}

.credit-card-3d-inner {
  position: relative;
  border-radius: 20px;
  overflow: hidden;
  min-height: 220px;
  background: linear-gradient(145deg, #0F172A 0%, #1E3A5F 45%, #0C1929 100%);
  border: 1px solid rgba(255,255,255,0.12);
  box-shadow:
    0 24px 48px rgba(15,23,42,0.35),
    0 2px 0 rgba(255,255,255,0.06) inset;
  transform: rotateX(2deg) rotateY(-3deg);
  transition: transform 0.35s ease;
}

.credit-card-3d:hover .credit-card-3d-inner {
  transform: rotateX(0deg) rotateY(0deg);
}

.credit-card-stripe-left {
  position: absolute;
  left: 0;
  top: 0;
  bottom: 0;
  width: 10px;
  background: linear-gradient(180deg, #F97316, #EA580C, #FBBF24);
  box-shadow: 4px 0 20px rgba(249,115,22,0.25);
}

.loan-details-card {
  background: linear-gradient(145deg, #0F172A, #111827) !important;
  border: 1px solid rgba(255,255,255,0.08);
  box-shadow: 0 16px 40px rgba(0,0,0,0.15);
}

.need-help-card {
  background: linear-gradient(135deg, #2563EB, #1D4ED8);
  border: 1px solid rgba(255,255,255,0.15);
  box-shadow: 0 12px 32px rgba(37,99,235,0.35);
}

@media (max-width: 991.98px) {
  .credit-card-3d-inner { transform: none; }
  .credit-card-3d:hover .credit-card-3d-inner { transform: none; }
}

/* ━━━━━━━━━━━━━ RESULT PAGES ━━━━━━━━━━━━━ */
.page-result {
  position: relative;
  min-height: 100vh;
  display: flex;
  flex-direction: column;
  padding-top: 88px;
  overflow: hidden;
}

.page-result--success { background: linear-gradient(160deg, #FFFFFF 0%, #F8F9FC 55%, #F3F4F8 100%); }
.page-result--fail { background: linear-gradient(160deg, #FFFFFF 0%, #FFF8F6 55%, #FFF1EE 100%); }

.result-orb {
  position: absolute;
  border-radius: 50%;
  pointer-events: none;
}

.page-result--success .result-orb-1 {
  top: -8%; right: -10%; width: 520px; height: 520px;
  background: radial-gradient(circle, rgba(249,115,22,0.12) 0%, transparent 68%);
}

.page-result--success .result-orb-2 {
  bottom: -12%; left: -8%; width: 480px; height: 480px;
  background: radial-gradient(circle, rgba(99,102,241,0.08) 0%, transparent 68%);
}

.page-result--fail .result-orb-1 {
  top: -6%; right: -8%; width: 460px; height: 460px;
  background: radial-gradient(circle, rgba(239,68,68,0.14) 0%, transparent 68%);
}

.page-result--fail .result-orb-2 {
  bottom: -10%; left: -6%; width: 420px; height: 420px;
  background: radial-gradient(circle, rgba(249,115,22,0.08) 0%, transparent 68%);
}

.confetti-container {
  position: fixed;
  inset: 0;
  pointer-events: none;
  z-index: 4;
  overflow: hidden;
}

.page-result .z-result-main { position: relative; z-index: 5; }
.navbar-inner-centered { justify-content: center !important; }

.brand-icon-g {
  border-radius: 50% !important;
  width: 44px !important;
  height: 44px !important;
  font-family: var(--font-jakarta);
  font-weight: 900;
  font-size: 1.15rem;
  letter-spacing: 0;
}

.icon-hero-circle {
  width: 96px;
  height: 96px;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  position: relative;
  margin-left: auto;
  margin-right: auto;
}

.icon-hero-circle--success {
  background: linear-gradient(145deg, #D1FAE5, #A7F3D0);
  border: 2px solid rgba(16,185,129,0.35);
  box-shadow: 0 12px 40px rgba(16,185,129,0.2);
}

.icon-hero-circle--fail {
  background: linear-gradient(145deg, #FEE2E2, #FECACA);
  border: 2px solid rgba(239,68,68,0.35);
  box-shadow: 0 12px 40px rgba(239,68,68,0.18);
}

.icon-hero-circle .pulse-ring { border-color: rgba(16,185,129,0.45); }
.icon-hero-circle--fail .pulse-ring { border-color: rgba(239,68,68,0.4); }
.icon-hero-circle .pulse-ring.delay { animation-delay: 0.55s; }

.badge-status {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  padding: 8px 18px;
  border-radius: 50px;
  font-size: 11px;
  font-weight: 800;
  letter-spacing: 0.12em;
  text-transform: uppercase;
}

.badge-status--success {
  background: rgba(16,185,129,0.1);
  border: 1px solid rgba(16,185,129,0.35);
  color: #047857;
}

.badge-status--fail {
  background: rgba(239,68,68,0.1);
  border: 1px solid rgba(239,68,68,0.35);
  color: #B91C1C;
}

.pulse-dot {
  width: 8px;
  height: 8px;
  border-radius: 50%;
  animation: pulse-dot 1.6s ease-in-out infinite;
}

.badge-status--success .pulse-dot {
  background: #10B981;
  box-shadow: 0 0 0 0 rgba(16,185,129,0.5);
}

.badge-status--fail .pulse-dot {
  background: #EF4444;
  box-shadow: 0 0 0 0 rgba(239,68,68,0.45);
  animation-name: pulse-dot-red;
}

@keyframes pulse-dot-red {
  0%, 100% { transform: scale(1); box-shadow: 0 0 0 0 rgba(239,68,68,0.45); }
  50% { transform: scale(1.15); box-shadow: 0 0 0 8px rgba(239,68,68,0); }
}

.text-gradient-join {
  background: linear-gradient(135deg, #F97316, #EA580C);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  background-clip: text;
}

.text-gradient-wrong {
  background: linear-gradient(135deg, #EF4444, #DC2626);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  background-clip: text;
}

.summary-card-result {
  background: #fff;
  border-radius: 20px;
  border: 2px solid;
  overflow: hidden;
  box-shadow: 0 12px 48px rgba(0,0,0,0.06);
}

.summary-card-result--orange { border-color: rgba(249,115,22,0.45); }
.summary-card-result--red { border-color: rgba(239,68,68,0.4); }

.summary-card-result .summary-top-bar { height: 6px; }
.summary-card-result--orange .summary-top-bar { background: linear-gradient(90deg, #F97316, #FBBF24, #F97316); }
.summary-card-result--red .summary-top-bar { background: linear-gradient(90deg, #EF4444, #FB7185, #EF4444); }

.stat-pill {
  padding: 12px 14px;
  border-radius: 14px;
  background: #F9FAFB;
  border: 1px solid #F3F4F6;
}

.stat-pill .label {
  font-size: 10px;
  font-weight: 800;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: #9CA3AF;
  margin-bottom: 4px;
}

.stat-pill .value {
  font-family: var(--font-jakarta);
  font-weight: 800;
  font-size: 1rem;
}

.contact-strip-result {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  justify-content: center;
  gap: 12px 24px;
  padding: 16px 20px;
  border-radius: 16px;
  background: rgba(255,255,255,0.75);
  border: 1px solid rgba(0,0,0,0.06);
}

.contact-strip-result a {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  font-weight: 600;
  color: var(--dark-text);
  text-decoration: none;
}

.contact-strip-result a:hover { color: var(--orange-primary); }

.doc-card-result {
  border-radius: 18px;
  border: 1px solid #E5E7EB;
  background: #fff;
  padding: 20px 22px;
  height: 100%;
  box-shadow: 0 4px 24px rgba(0,0,0,0.04);
}

.doc-card-result--blue { border-top: 3px solid #3B82F6; }
.doc-card-result--green { border-top: 3px solid #10B981; }

.doc-card-result h3 {
  font-family: var(--font-jakarta);
  font-weight: 800;
  font-size: 1rem;
  margin-bottom: 14px;
}

.doc-card-result--blue h3 { color: #1D4ED8; }
.doc-card-result--green h3 { color: #047857; }

.doc-list-result {
  margin: 0;
  padding-left: 1.1rem;
  color: #4B5563;
  font-size: 0.9rem;
  line-height: 1.65;
}

.btn-doc-tab {
  border: 1px solid #E5E7EB !important;
  background: #fff !important;
  color: #6B7280 !important;
  font-weight: 700 !important;
  font-size: 0.85rem !important;
  padding: 10px 14px !important;
}

.btn-doc-tab.active {
  border-color: rgba(249,115,22,0.5) !important;
  background: rgba(249,115,22,0.1) !important;
  color: var(--orange-primary) !important;
}

@media (max-width: 767.98px) {
  .doc-col-mobile-hide { display: none !important; }
}

.step-label {
  font-size: 11px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.06em;
  color: #6B7280;
}

.step-label--active { color: var(--orange-primary); }
.step-label--muted { color: #9CA3AF; }

.trust-icon-circle {
  width: 32px;
  height: 32px;
  min-width: 32px;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 14px;
}

.trust-icon-green { background: rgba(16,185,129,0.1); color: #10B981; }
.trust-icon-blue { background: rgba(59,130,246,0.1); color: #3B82F6; }
.trust-icon-orange { background: rgba(249,115,22,0.1); color: #F97316; }

/* ━━━━━━━━━━━━━ CONFIRMATION CARD ━━━━━━━━━━━━━ */
.confirm-credit-card {
  perspective: 1200px;
  width: 100%;
  max-width: 380px;
}

.confirm-card-inner {
  position: relative;
  border-radius: 16px;
  overflow: hidden;
  background: #0F172A;
  border: 1px solid rgba(255,255,255,0.08);
  aspect-ratio: 1.66;
  box-shadow: 0 24px 48px rgba(15,23,42,0.35), 0 2px 0 rgba(255,255,255,0.04) inset;
  transform: rotateX(2deg) rotateY(-2deg);
  transition: transform 0.4s ease;
}

.confirm-credit-card:hover .confirm-card-inner { transform: rotateX(0) rotateY(0); }

@media (max-width: 991.98px) {
  .confirm-card-inner { transform: none; }
  .confirm-credit-card:hover .confirm-card-inner { transform: none; }
}

.confirm-card-stripe-left {
  position: absolute;
  left: 0;
  bottom: 0;
  width: 4px;
  height: 0;
  background: linear-gradient(180deg, #F97316, #FBBF24);
  animation: stripe-grow 0.8s 0.3s ease forwards;
  z-index: 2;
}

@keyframes stripe-grow { to { height: 100%; top: 0; } }

.confirm-card-facet {
  position: absolute;
  top: 0;
  right: 0;
  width: 100px;
  height: 100px;
  background: linear-gradient(225deg, rgba(255,255,255,0.06) 0%, transparent 55%);
  pointer-events: none;
  z-index: 1;
}

.confirm-card-icon-box {
  width: 36px;
  height: 36px;
  border-radius: 10px;
  background: linear-gradient(135deg, #F97316, #EA580C);
  display: flex;
  align-items: center;
  justify-content: center;
  color: #fff;
  font-size: 16px;
  box-shadow: 0 4px 12px rgba(249,115,22,0.35);
}

.confirm-chip {
  width: 44px;
  height: 32px;
  border-radius: 6px;
  background: linear-gradient(135deg, #CA8A04, #F59E0B, #92400E);
  box-shadow: 0 2px 8px rgba(202,138,4,0.4);
  position: relative;
}

.confirm-chip::before {
  content: '';
  position: absolute;
  left: 50%;
  top: 0;
  bottom: 0;
  width: 1px;
  background: rgba(0,0,0,0.18);
}

.confirm-chip::after {
  content: '';
  position: absolute;
  top: 50%;
  left: 0;
  right: 0;
  height: 1px;
  background: rgba(0,0,0,0.18);
}

.loan-details-card-confirm {
  background: #1e293b;
  border: 1px solid rgba(255,255,255,0.08);
  box-shadow: 0 16px 40px rgba(0,0,0,0.15);
  color: #fff;
}

.loan-detail-item {
  padding: 12px;
  border-radius: 10px;
  background: rgba(255,255,255,0.04);
  border: 1px solid rgba(255,255,255,0.06);
}

.loan-detail-label {
  font-size: 10px;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.06em;
  color: rgba(255,255,255,0.45);
  margin-bottom: 4px;
}

.loan-detail-value {
  font-family: var(--font-jakarta);
  font-weight: 800;
  font-size: 15px;
  color: #fff;
}

.wcu-icon {
  width: 28px;
  height: 28px;
  min-width: 28px;
  border-radius: 8px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 13px;
}

.wcu-icon-green { background: rgba(16,185,129,0.1); color: #10B981; }
.wcu-icon-yellow { background: rgba(245,158,11,0.1); color: #F59E0B; }
.wcu-icon-orange { background: rgba(249,115,22,0.1); color: #F97316; }

.confirm-right { width: 100%; }

@media (min-width: 992px) {
  .confirm-right { width: 380px; min-width: 380px; }
  .position-lg-sticky { position: sticky !important; }
}

@media (max-width: 991.98px) {
  .confirm-right { width: 100%; }
}

.btn-white-outline {
  background: #fff !important;
  color: var(--dark-text) !important;
  border: 2px solid #E5E7EB !important;
  font-weight: 700 !important;
  border-radius: 50px !important;
  padding: 12px 28px !important;
}

.btn-white-outline:hover {
  border-color: #D1D5DB !important;
  background: #F9FAFB !important;
  color: var(--dark-text) !important;
}

.btn-danger-gradient {
  background: linear-gradient(135deg, #EF4444, #DC2626) !important;
  color: #fff !important;
  border: none !important;
  font-weight: 700 !important;
  border-radius: 50px !important;
  padding: 12px 28px !important;
  box-shadow: 0 8px 24px rgba(239,68,68,0.35);
}

.btn-danger-gradient:hover {
  color: #fff !important;
  box-shadow: 0 10px 28px rgba(239,68,68,0.45);
}

.btn-danger-gradient:disabled { opacity: 0.85; }

.accordion-fail .accordion-button {
  font-family: var(--font-jakarta);
  font-weight: 700;
  font-size: 0.95rem;
  border-radius: 14px !important;
  box-shadow: none !important;
}

.accordion-fail .accordion-button:not(.collapsed) {
  background: rgba(239,68,68,0.06);
  color: #991B1B;
}

.accordion-fail .accordion-item {
  border: 1px solid #FEE2E2;
  border-radius: 16px !important;
  overflow: hidden;
  margin-bottom: 10px;
}

.accordion-fail .accordion-body {
  font-size: 0.9rem;
  color: #6B7280;
}

.result-footer-note {
  font-size: 0.85rem;
  color: #6B7280;
}

@media (max-width: 767.98px) {
  .page-result { padding-top: 80px; }
}

/* ━━━━━━━━━━━━━ CONFETTI ━━━━━━━━━━━━━ */
.confetti-piece {
  position: absolute;
  width: 8px;
  height: 8px;
  border-radius: 2px;
  top: -14px;
  animation: confetti-fall 3s linear forwards;
}

@keyframes confetti-fall {
  0% { transform: translateY(0) rotate(0deg); opacity: 1; }
  100% { transform: translateY(110vh) rotate(360deg); opacity: 0; }
}

/* ━━━━━━━━━━━━━ SKELETON ━━━━━━━━━━━━━ */
.img-placeholder {
  background: linear-gradient(110deg, #F3F4F6 8%, #E5E7EB 18%, #F3F4F6 33%);
  background-size: 200% 100%;
  animation: shimmer-bg 1.5s linear infinite;
}

@keyframes shimmer-bg {
  0% { background-position: 200% 0; }
  100% { background-position: -200% 0; }
}

/* ━━━━━━━━━━━━━ CTA STRIP ━━━━━━━━━━━━━ */
.cta-strip {
  background: linear-gradient(135deg, #111827, #1F2937);
  border-radius: 16px;
  padding: 32px 40px;
  position: relative;
  overflow: hidden;
}

.cta-strip::after {
  content: '';
  position: absolute;
  right: 0;
  top: 0;
  bottom: 0;
  width: 256px;
  background: radial-gradient(ellipse at right center, rgba(249,115,22,0.15) 0%, transparent 70%);
  pointer-events: none;
}

@media (max-width: 767.98px) {
  .cta-strip { padding: 24px; }
}

/* ━━━━━━━━━━━━━ DISCLAIMER / LEGAL PAGE ━━━━━━━━━━━━━ */
.legal-page {
  min-height: 100vh;
  background: #ffffff;
}

.legal-main {
  padding-top: clamp(100px, 18vw, 132px);
  padding-bottom: 3rem;
}

.legal-title {
  font-family: var(--font-jakarta);
  font-weight: 800;
  font-size: clamp(1.75rem, 4.5vw, 2.75rem);
  letter-spacing: -0.03em;
  line-height: 1.15;
  color: #111827;
  margin-bottom: 1rem;
}

.legal-meta {
  display: flex;
  align-items: center;
  gap: 12px;
  flex-wrap: wrap;
  margin-bottom: 2rem;
}

.legal-meta-bar {
  width: 40px;
  height: 3px;
  border-radius: 2px;
  background: linear-gradient(90deg, #F97316, #FB923C);
  flex-shrink: 0;
}

.legal-meta-date {
  font-size: 0.9375rem;
  color: #6B7280;
  font-weight: 500;
}

.legal-content-card {
  position: relative;
  overflow: hidden;
  background: #F8F9FA;
  border: 1px solid rgba(0, 0, 0, 0.06);
  border-radius: 24px;
  padding: clamp(1.5rem, 4vw, 2.75rem) clamp(1.25rem, 4vw, 3rem);
  box-shadow: 0 4px 24px rgba(0, 0, 0, 0.04);
}

@media (min-width: 768px) {
  .legal-content-card {
    border-radius: 28px;
  }
}

.legal-watermark {
  position: absolute;
  top: 0;
  right: 0;
  width: min(45%, 280px);
  height: min(38%, 220px);
  pointer-events: none;
  opacity: 0.14;
  color: #9CA3AF;
}

.legal-watermark svg {
  width: 100%;
  height: 100%;
}

.legal-section-title {
  font-family: var(--font-jakarta);
  font-weight: 800;
  font-size: 1.125rem;
  color: #111827;
  margin-bottom: 1.25rem;
  position: relative;
  z-index: 1;
}

.legal-body {
  position: relative;
  z-index: 1;
  color: #4B5563;
  font-size: 0.9375rem;
  line-height: 1.8;
}

.legal-body p {
  margin-bottom: 1.1rem;
}

.legal-body p:last-child {
  margin-bottom: 0;
}

.footer-link--active {
  color: #F97316 !important;
  font-weight: 600;
}

.footer-link--active:hover {
  color: #FB923C !important;
  transform: none;
}

.pulse-dot-orange {
  display: inline-block;
  width: 8px;
  height: 8px;
  border-radius: 50%;
  background: #F97316;
  box-shadow: 0 0 0 3px rgba(249, 115, 22, 0.25);
  animation: pulse-dot-orange 1.6s ease-in-out infinite;
}

@keyframes pulse-dot-orange {
  0%, 100% { transform: scale(1); box-shadow: 0 0 0 0 rgba(249, 115, 22, 0.45); }
  50% { transform: scale(1.12); box-shadow: 0 0 0 8px rgba(249, 115, 22, 0); }
}

/* ━━━━━━━━━━━━━ FAQ PAGE ━━━━━━━━━━━━━ */
.faq-page {
  min-height: 100vh;
  background: #F4F7FA;
}

.faq-main {
  padding-top: clamp(100px, 18vw, 132px);
  padding-bottom: 4rem;
}

.faq-title {
  font-family: var(--font-jakarta);
  font-weight: 800;
  font-size: clamp(1.65rem, 4.2vw, 2.5rem);
  letter-spacing: -0.03em;
  line-height: 1.2;
  color: #111827;
  margin-bottom: 2rem;
  text-align: left;
}

.faq-accordion {
  --faq-radius: 18px;
  display: flex;
  flex-direction: column;
  gap: 14px;
}

.faq-accordion .accordion-item {
  background: #F8F9FA;
  border: none;
  border-radius: var(--faq-radius) !important;
  overflow: hidden;
  box-shadow: 0 1px 3px rgba(0, 0, 0, 0.06);
}

.faq-accordion .accordion-button {
  background: #F8F9FA !important;
  color: #111827 !important;
  font-family: var(--font-jakarta);
  font-weight: 700;
  font-size: 1rem;
  padding: 1.1rem 1.25rem;
  border: none !important;
  border-radius: var(--faq-radius) !important;
  box-shadow: none !important;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 12px;
}

.faq-accordion .accordion-button:not(.collapsed) {
  border-bottom-left-radius: 0 !important;
  border-bottom-right-radius: 0 !important;
  box-shadow: none !important;
}

.faq-accordion .accordion-button::after {
  display: none;
}

.faq-accordion .accordion-button:focus {
  box-shadow: 0 0 0 3px rgba(249, 115, 22, 0.2) !important;
}

.faq-accordion .accordion-button.collapsed .faq-chevron-open {
  display: none !important;
}

.faq-accordion .accordion-button:not(.collapsed) .faq-plus-closed {
  display: none !important;
}

.faq-chevron-open {
  font-size: 1.15rem;
  color: #F97316;
  flex-shrink: 0;
}

.faq-plus-closed {
  font-size: 1.2rem;
  color: #9CA3AF;
  flex-shrink: 0;
  line-height: 1;
  font-weight: 400;
}

.faq-accordion .accordion-collapse {
  border: none;
}

.faq-accordion .accordion-body {
  background: #F8F9FA;
  padding: 0 1.25rem 1.35rem 1.25rem;
  color: #4B5563;
  font-size: 0.9375rem;
  line-height: 1.75;
  border: none;
  border-bottom-left-radius: var(--faq-radius);
  border-bottom-right-radius: var(--faq-radius);
}

.faq-list-orange {
  margin: 0.75rem 0 0;
  padding-left: 0;
  list-style: none;
}

.faq-list-orange li {
  position: relative;
  padding-left: 1.35rem;
  margin-bottom: 0.65rem;
}

.faq-list-orange li:last-child {
  margin-bottom: 0;
}

.faq-list-orange li::before {
  content: '';
  position: absolute;
  left: 0;
  top: 0.55em;
  width: 8px;
  height: 8px;
  border-radius: 50%;
  background: #F97316;
}

@media (max-width: 575.98px) {
  .faq-accordion .accordion-button {
    padding: 1rem 1rem;
    font-size: 0.95rem;
  }
  .faq-accordion .accordion-body {
    padding: 0 1rem 1.25rem 1rem;
  }
}

/* ━━━━━━━━━━━━━ NEON CARD SERVICE PAGE ━━━━━━━━━━━━━ */
.neoncard-page {
  background: #ffffff;
  min-height: 100vh;
}

/* ── Hero ── */
.nc-hero {
  padding-top: clamp(100px, 16vw, 128px);
  padding-bottom: clamp(2.5rem, 5vw, 4rem);
  background: linear-gradient(170deg, #FFF7ED 0%, #FFFFFF 40%, #FFFFFF 100%);
}

.nc-hero-img-wrap {
  position: relative;
  border-radius: 24px;
  overflow: hidden;
  box-shadow: 0 16px 48px rgba(0,0,0,0.12);
}

.nc-hero-img {
  display: block;
  width: 100%;
  height: auto;
  min-height: 340px;
  object-fit: cover;
}

@media (min-width: 992px) {
  .nc-hero-img {
    min-height: 440px;
  }
}

.nc-hero-badge {
  position: absolute;
  bottom: 16px;
  left: 16px;
  background: rgba(255,255,255,0.92);
  backdrop-filter: blur(10px);
  -webkit-backdrop-filter: blur(10px);
  border: 1px solid rgba(0,0,0,0.06);
  border-radius: 14px;
  padding: 12px 16px;
  box-shadow: 0 4px 16px rgba(0,0,0,0.08);
}

.nc-pulse-green {
  display: inline-block;
  width: 8px;
  height: 8px;
  border-radius: 50%;
  background: #22C55E;
  box-shadow: 0 0 0 3px rgba(34,197,94,0.25);
  animation: pulse-dot 1.6s ease-in-out infinite;
  flex-shrink: 0;
}

.nc-pill-badge {
  display: inline-block;
  padding: 6px 18px;
  border-radius: 50px;
  background: rgba(249,115,22,0.1);
  border: 1px solid rgba(249,115,22,0.2);
  color: #F97316;
  font-size: 11px;
  font-weight: 800;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  margin-bottom: 16px;
}

.nc-hero-title {
  font-family: var(--font-jakarta);
  font-weight: 800;
  font-size: clamp(1.6rem, 4vw, 2.5rem);
  letter-spacing: -0.03em;
  color: #111827;
  line-height: 1.15;
  margin-bottom: 14px;
}

.nc-hero-desc {
  font-size: 0.975rem;
  color: #374151;
  line-height: 1.7;
  margin-bottom: 8px;
  font-weight: 500;
}

.nc-hero-subdesc {
  font-size: 0.875rem;
  color: #6B7280;
  line-height: 1.7;
  margin-bottom: 1.5rem;
}

.nc-info-box {
  background: #111827;
  border-radius: 12px;
  padding: 14px 12px;
  text-align: center;
}

.nc-info-label {
  display: block;
  font-size: 10px;
  font-weight: 600;
  color: rgba(255,255,255,0.45);
  text-transform: uppercase;
  letter-spacing: 0.06em;
  margin-bottom: 4px;
}

.nc-info-value {
  display: block;
  font-family: var(--font-jakarta);
  font-weight: 800;
  font-size: 0.95rem;
  color: #ffffff;
  letter-spacing: 0.02em;
}

.nc-buy-btn {
  display: inline-flex;
  align-items: center;
  gap: 4px;
  padding: 14px 32px;
  border-radius: 50px;
  background: linear-gradient(135deg, #F97316, #EA580C);
  color: #fff;
  font-weight: 700;
  font-size: 0.95rem;
  text-decoration: none;
  box-shadow: 0 6px 24px rgba(249,115,22,0.35);
  transition: all 0.3s;
}

.nc-buy-btn:hover {
  transform: translateY(-2px);
  box-shadow: 0 10px 32px rgba(249,115,22,0.45);
  color: #fff;
}

/* ── Features Section ── */
.nc-features {
  padding: clamp(3rem, 6vw, 5rem) 0;
  background: #ffffff;
}

.nc-section-heading {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 20px;
  margin-bottom: clamp(2rem, 4vw, 3rem);
}

.nc-heading-line {
  flex: 1;
  max-width: 120px;
  height: 1px;
  background: linear-gradient(90deg, transparent, #D1D5DB);
}

.nc-heading-line:last-child {
  background: linear-gradient(90deg, #D1D5DB, transparent);
}

.nc-section-title {
  font-family: var(--font-jakarta);
  font-weight: 800;
  font-size: clamp(1.25rem, 3vw, 1.75rem);
  color: #111827;
  letter-spacing: -0.02em;
  white-space: nowrap;
  margin: 0;
}

.nc-feature-card {
  background: #F8F9FA;
  border: 1px solid rgba(0,0,0,0.05);
  border-radius: 20px;
  padding: clamp(20px, 3vw, 28px);
  height: 100%;
  transition: all 0.3s;
}

.nc-feature-card:hover {
  transform: translateY(-4px);
  box-shadow: 0 12px 36px rgba(0,0,0,0.08);
  border-color: rgba(249,115,22,0.15);
}

.nc-feature-icon {
  width: 48px;
  height: 48px;
  border-radius: 14px;
  background: #FFFFFF;
  border: 1px solid rgba(0,0,0,0.06);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.25rem;
  color: #F97316;
  margin-bottom: 16px;
  box-shadow: 0 2px 8px rgba(0,0,0,0.04);
}

.nc-feature-name {
  font-family: var(--font-jakarta);
  font-weight: 700;
  font-size: 1rem;
  color: #111827;
  margin-bottom: 8px;
}

.nc-feature-desc {
  font-size: 0.875rem;
  color: #6B7280;
  line-height: 1.65;
  margin-bottom: 0;
}

/* ── FAQ on this page ── */
.nc-faq {
  padding: clamp(2.5rem, 5vw, 4rem) 0 clamp(3rem, 6vw, 5rem);
  background: #ffffff;
}

.nc-faq-title {
  font-family: var(--font-jakarta);
  font-weight: 800;
  font-size: clamp(1.25rem, 3vw, 1.75rem);
  color: #111827;
  letter-spacing: -0.02em;
  text-align: center;
  margin-bottom: clamp(1.5rem, 3vw, 2.5rem);
}

/* ── Responsive tweaks ── */
@media (max-width: 575.98px) {
  .nc-info-box {
    padding: 10px 8px;
    border-radius: 10px;
  }
  .nc-info-value {
    font-size: 0.8rem;
  }
  .nc-hero-badge {
    bottom: 10px;
    left: 10px;
    padding: 10px 12px;
    border-radius: 12px;
  }
}

/* ━━━━━━━━━━━━━ REFUND & RETURN POLICY ━━━━━━━━━━━━━ */
.rp-subtitle {
  font-size: 0.95rem;
  color: var(--gray-text);
  line-height: 1.75;
  max-width: 700px;
  margin-bottom: 0;
}

.rp-info-box {
  display: flex;
  align-items: center;
  gap: 16px;
  background: var(--bg-light);
  border: 1px solid var(--gray-border);
  border-radius: 16px;
  padding: 20px 24px;
}

.rp-info-icon {
  width: 48px;
  height: 48px;
  min-width: 48px;
  border-radius: 50%;
  background: rgba(249,115,22,0.1);
  color: var(--orange-primary);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.2rem;
}

.rp-info-label {
  display: block;
  font-size: 10px;
  font-weight: 700;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--gray-light);
  margin-bottom: 2px;
}

.rp-info-value {
  display: block;
  font-family: var(--font-jakarta);
  font-weight: 700;
  font-size: 1.05rem;
  color: var(--dark-text);
}

.rp-qa-card {
  background: var(--bg-light);
  border: 1px solid var(--gray-border);
  border-radius: 20px;
  padding: clamp(24px, 4vw, 36px);
  margin-bottom: 1.5rem;
  position: relative;
}

.rp-qa-num {
  font-family: var(--font-jakarta);
  font-weight: 800;
  font-size: clamp(2rem, 5vw, 3rem);
  color: rgba(0,0,0,0.04);
  line-height: 1;
  margin-bottom: 4px;
}

.rp-qa-title {
  font-family: var(--font-jakarta);
  font-weight: 700;
  font-size: clamp(1rem, 2.5vw, 1.25rem);
  color: var(--dark-text);
  margin-bottom: 12px;
}

.rp-qa-body {
  font-size: 0.9rem;
  color: var(--gray-text);
  line-height: 1.75;
  margin-bottom: 0;
}

.rp-link {
  color: var(--orange-primary);
  font-weight: 600;
  text-decoration: none;
  border-bottom: 1px dashed var(--orange-primary);
  transition: color 0.2s;
}

.rp-link:hover {
  color: var(--orange-dark);
}

.rp-callout {
  display: flex;
  gap: 12px;
  margin-top: 16px;
  padding: 16px 18px;
  background: rgba(249,115,22,0.04);
  border-left: 3px solid var(--orange-primary);
  border-radius: 0 12px 12px 0;
  font-size: 0.875rem;
  color: #4B5563;
  line-height: 1.65;
}

.rp-callout-icon {
  color: var(--orange-primary);
  font-size: 1.15rem;
  flex-shrink: 0;
  margin-top: 1px;
}

/* CTA Band */
.rp-cta {
  background: linear-gradient(135deg, #F97316, #EA580C);
  border-radius: 24px;
  padding: clamp(2rem, 5vw, 3rem) clamp(1.5rem, 4vw, 3rem);
  text-align: center;
  margin-top: 2rem;
  margin-bottom: 1rem;
}

.rp-cta-title {
  font-family: var(--font-jakarta);
  font-weight: 800;
  font-size: clamp(1.25rem, 3vw, 1.75rem);
  color: #fff;
  margin-bottom: 8px;
}

.rp-cta-desc {
  font-size: 0.9rem;
  color: rgba(255,255,255,0.85);
  margin-bottom: 1.5rem;
}

.rp-cta-btn {
  display: inline-flex;
  align-items: center;
  padding: 12px 28px;
  border-radius: 50px;
  font-weight: 700;
  font-size: 0.875rem;
  text-decoration: none;
  transition: all 0.3s;
}

.rp-cta-btn--outline {
  background: transparent;
  border: 2px solid #fff;
  color: #fff;
}

.rp-cta-btn--outline:hover {
  background: rgba(255,255,255,0.15);
  color: #fff;
}

.rp-cta-btn--filled {
  background: #fff;
  border: 2px solid #fff;
  color: var(--orange-primary);
}

.rp-cta-btn--filled:hover {
  background: rgba(255,255,255,0.9);
  color: var(--orange-dark);
}

/* ━━━━━━━━━━━━━ TERMS & CONDITIONS ━━━━━━━━━━━━━ */
.tc-section {
  background: var(--bg-light);
  border: 1px solid var(--gray-border);
  border-radius: 20px;
  padding: clamp(24px, 4vw, 36px);
  margin-bottom: 1.5rem;
  position: relative;
}

.tc-section-num {
  font-family: var(--font-jakarta);
  font-weight: 800;
  font-size: clamp(2rem, 5vw, 3rem);
  color: rgba(0,0,0,0.04);
  line-height: 1;
  margin-bottom: 4px;
}

.tc-section-title {
  font-family: var(--font-jakarta);
  font-weight: 700;
  font-size: clamp(0.95rem, 2.5vw, 1.15rem);
  color: var(--dark-text);
  text-transform: uppercase;
  letter-spacing: 0.02em;
  margin-bottom: 16px;
}

.tc-list {
  list-style: disc;
  padding-left: 20px;
  margin-bottom: 0;
}

.tc-list li {
  font-size: 0.875rem;
  color: var(--gray-text);
  line-height: 1.75;
  margin-bottom: 10px;
}

.tc-list li:last-child {
  margin-bottom: 0;
}

.tc-body p {
  font-size: 0.875rem;
  color: var(--gray-text);
  line-height: 1.75;
  margin-bottom: 0;
}

/* ━━━━━━━━━━━━━ RAISE REQUEST PAGE ━━━━━━━━━━━━━ */
.rr-page {
  background: #fff;
  min-height: 100vh;
}

.rr-main {
  padding-top: clamp(100px, 14vw, 128px);
  padding-bottom: clamp(3rem, 6vw, 5rem);
}

.rr-title {
  font-family: var(--font-jakarta);
  font-weight: 800;
  font-size: clamp(1.5rem, 4vw, 2.25rem);
  color: var(--dark-text);
  letter-spacing: -0.03em;
  margin-bottom: 6px;
}

.rr-subtitle {
  font-size: 0.9rem;
  color: var(--gray-light);
  margin-bottom: 2rem;
}

.rr-form {
  display: flex;
  flex-direction: column;
  gap: 0;
}

.rr-field {
  position: relative;
  margin-bottom: 1rem;
}

.rr-input {
  display: block;
  width: 100%;
  padding: 14px 16px;
  border: none;
  border-bottom: 1px solid var(--gray-border);
  background: transparent;
  font-family: var(--font-inter);
  font-size: 0.9rem;
  color: var(--dark-text);
  transition: border-color 0.2s;
  outline: none;
}

.rr-input:focus {
  border-bottom-color: var(--orange-primary);
}

.rr-input::placeholder {
  color: var(--gray-light);
}

.rr-select {
  appearance: none;
  -webkit-appearance: none;
  cursor: pointer;
  padding-right: 40px;
}

.rr-select-arrow {
  position: absolute;
  right: 16px;
  top: 50%;
  transform: translateY(-50%);
  color: var(--gray-light);
  pointer-events: none;
  font-size: 0.85rem;
}

.rr-submit-btn {
  display: flex;
  align-items: center;
  justify-content: center;
  width: 100%;
  padding: 16px;
  border: none;
  border-radius: 14px;
  background: linear-gradient(135deg, #F97316, #EA580C);
  color: #fff;
  font-family: var(--font-inter);
  font-weight: 700;
  font-size: 0.95rem;
  cursor: pointer;
  margin-top: 0.5rem;
  transition: all 0.3s;
  box-shadow: 0 6px 24px rgba(249,115,22,0.3);
}

.rr-submit-btn:hover {
  transform: translateY(-2px);
  box-shadow: 0 10px 32px rgba(249,115,22,0.4);
}

.rr-encrypt-note {
  text-align: center;
  font-size: 10px;
  font-weight: 700;
  letter-spacing: 0.14em;
  color: var(--gray-light);
  text-transform: uppercase;
  margin-top: 12px;
  margin-bottom: 0;
}

/* Right sidebar */
.rr-faq-heading {
  font-family: var(--font-jakarta);
  font-weight: 800;
  font-size: 1.35rem;
  color: var(--dark-text);
  letter-spacing: -0.02em;
  margin-bottom: 4px;
}

.rr-faq-sub {
  font-size: 0.85rem;
  color: var(--gray-light);
  margin-bottom: 1.5rem;
}

/* Accordion for Raise Request */
.rr-accordion .accordion-item {
  border: 1px solid var(--gray-border);
  border-radius: 14px !important;
  margin-bottom: 10px;
  overflow: hidden;
  background: #fff;
}

.rr-accordion .accordion-button {
  font-family: var(--font-inter);
  font-weight: 600;
  font-size: 0.9rem;
  color: var(--dark-text);
  padding: 16px 18px;
  background: #fff;
  box-shadow: none !important;
  border-radius: 14px !important;
}

.rr-accordion .accordion-button::after {
  display: none;
}

.rr-accordion .accordion-button:not(.collapsed) {
  background: #FFF7ED;
  color: var(--orange-primary);
}

.rr-accordion .accordion-body {
  padding: 0 18px 16px;
  font-size: 0.85rem;
  color: var(--gray-text);
  line-height: 1.7;
}

.rr-accordion .accordion-button.collapsed .rr-acc-icon-open {
  display: none !important;
}

.rr-accordion .accordion-button:not(.collapsed) .rr-acc-icon-closed {
  display: none !important;
}

.rr-acc-icon-open {
  font-size: 1rem;
  color: var(--orange-primary);
  flex-shrink: 0;
}

.rr-acc-icon-closed {
  font-size: 1rem;
  color: var(--gray-light);
  flex-shrink: 0;
}

/* Security Card */
.rr-security-card {
  background: #111827;
  border-radius: 20px;
  padding: clamp(20px, 3vw, 28px);
  margin-top: 20px;
}

.rr-security-icon {
  width: 44px;
  height: 44px;
  border-radius: 12px;
  background: rgba(249,115,22,0.15);
  color: var(--orange-primary);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.2rem;
  margin-bottom: 14px;
}

.rr-security-title {
  font-family: var(--font-jakarta);
  font-weight: 700;
  font-size: 1.05rem;
  color: #fff;
  margin-bottom: 8px;
}

.rr-security-desc {
  font-size: 0.85rem;
  color: #9CA3AF;
  line-height: 1.65;
  margin-bottom: 14px;
}

.rr-security-link {
  font-size: 0.75rem;
  font-weight: 800;
  letter-spacing: 0.08em;
  color: var(--orange-primary);
  text-decoration: none;
  text-transform: uppercase;
  transition: color 0.2s;
}

.rr-security-link:hover {
  color: #FB923C;
}

/* ━━━━━━━━━━━━━ PRIVACY POLICY ━━━━━━━━━━━━━ */
.pp-section {
  background: var(--bg-light);
  border: 1px solid var(--gray-border);
  border-radius: 20px;
  padding: clamp(24px, 4vw, 36px);
  margin-bottom: 1.5rem;
}

.pp-section-title {
  font-family: var(--font-jakarta);
  font-weight: 700;
  font-size: clamp(0.95rem, 2vw, 1.1rem);
  color: var(--dark-text);
  margin-bottom: 12px;
  line-height: 1.45;
}

.pp-section p {
  font-size: 0.875rem;
  color: var(--gray-text);
  line-height: 1.75;
  margin-bottom: 10px;
}

.pp-section p:last-child {
  margin-bottom: 0;
}

/* ━━━━━━━━━━━━━ RESPONSIVE (shared new pages) ━━━━━━━━━━━━━ */
@media (max-width: 575.98px) {
  .rp-info-box {
    padding: 14px 16px;
    border-radius: 12px;
  }
  .rp-qa-card,
  .tc-section,
  .pp-section {
    padding: 20px;
    border-radius: 16px;
  }
  .rp-cta {
    padding: 1.5rem 1.25rem;
    border-radius: 18px;
  }
  .rr-accordion .accordion-button {
    padding: 14px 14px;
  }
}